Upfront was conceived during our journey to build a lending company. Frustrated with existing third-party solutions that were slow, non-customizable, and ill-equipped for future challenges, we assembled a stellar team of bankers, quants, AI engineers, developers, and entrepreneurs. Our goal was to solve a critical problem: efficient capital distribution.

By optimizing data handling, automating processes, and looking beyond first insights—what we call Second Sight—we crafted a system grounded in principles derived from leading institutions in AI and risk modeling. We now share this with the world to empower financial institutions to lend to companies that form the bedrock of our economy.